Getting Help Paying For Health Insurance

3 Ways To Get Help

  1. Tax Credit: helps by lowering the amount you pay each month (premium) for your health insurance plan.

    Learn more about the tax credit

  2. Subsidy: helps by lowering the amount you pay in out-of-pocket costs → co-payment, co-insurance and deductible.

    South Carolina has chosen not to expand Medicaid.  This means not everyone will be able to get lower costs. If you make less than about $11,500 a year as a single person (about $23,500 for a family of 4), you’ll be able to get insurance in the Marketplace–but you won’t be able to get lower costs based on your income. If you buy insurance in the Marketplace, you will have to pay full price.

    Learn more about the subsidy

  3. If you have children: You or your child may get free or low-cost coverage through Medicaid or the Children’s Health Insurance Program CHIP. Some states will be expanding Medicaid eligibility in 2014, so you may qualify even if you have been turned down for Medicaid in the past.